Investing and saving money is rather like running a race. The two types of running races are basically, a sprint or a marathon. Training for each one is approached in a different way. The marathon runner needs to have endurance training and settle in for the long haul when he runs. The sprinter needs immediate speed and the power to sustain it for a shorter time. In either case the winner gets a gold medal.

When investing, we need to have a certain goal and that will determine whether we run a sprint or a marathon with our investing. The sprint means that you will get a fast return in a shorter time frame. The marathon goal means that you settle in for the long haul with your goals - returns - being several years or more down the track. The type of investment you choose must reflect your goal. And just as an athlete can choose whether he runs in a sprint or marathon, you too, can choose the type of investment you want; a quick return for a higher risk, or a slow return for a safer investment.

But you can get the best of both worlds if you choose a safe savings account with a high interest rate.

Unlike purchasing stocks or shares, there is very little risk with a savings account. The investor who wants a quick return will choose a product that gives him the