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Leave your Credit Cards at Home

July 15th, 2009 at 05:06 am

Maybe this is an obvious tip, but sometimes the obvious isn't so obvious to some (If that makes sense)

Always leave your credit cards at home to remove the urge for impulse buying. Leave them in a locked drawer and only get them out when you need to pay for something like an airline booking and then pay it off within the interest free period that most cards offer.

If your card doesn't offer an interest free period, Shop around for a credit card that does.

5 Responses to “Leave your Credit Cards at Home”

  1. whitestripe Says:

    that only really applies if you have a problem with impulse buying on a credit card - another obvious thing. if i left my credit cards at home i'd be screwed - i use them for everything.

  2. Keith Says:

    Sounds like a good tip. But its always safe to carry one in case of emergencies.

  3. milehighgal Says:

    I charge everything on my chase card and love my 3% cash back. I do pay it off at the end of every month though and don't have an issue with overspending.

  4. Blue Eyes Says:

    I also charge everything on my CCs each month to earn cash back. I pay in full each month & stay within my budget.

  5. Jerry Says:

    We carry one for emergencies, but past experience leads us to keep the rest in the freezer... frozen in a container of ice. They are secure there (in case of break-in) and we have some insurance that we can access them if we really-really need to... but it takes some time and hot water. =)

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